Payment Policy
Effective Date: January 7, 2025

Thank you for shopping with Chirptopin. This Payment Policy outlines the terms and conditions regarding payments for purchases made on our website, chirptopin.com (the “Website”). By completing a transaction on our Website, you agree to the terms specified below.

1. Accepted Payment Methods

We accept the following payment methods:

  • Major credit and debit cards (Visa, MasterCard, American Express, Discover)

  • Digital payment platforms (e.g., PayPal, Apple Pay, Google Pay, if available)

  • Other payment methods explicitly listed on the checkout page

All payments are processed securely using industry-standard encryption to protect your financial information.

2. Currency

All transactions on our Website are conducted in USD (United States Dollars) unless otherwise specified. If you use a non-USD payment method, your bank may apply currency conversion rates and fees, which are your responsibility.

3. Payment Authorization

By submitting payment information, you:

  • Represent and warrant that you are authorized to use the designated payment method.

  • Authorize us to charge the full amount of your order, including applicable taxes and shipping fees.

If your payment method is declined or fails for any reason, your order will not be processed. You will be notified to provide an alternative payment method.

4. Billing Information

To prevent fraud and ensure accurate processing, all billing information provided must match the payment method details. Orders with mismatched information may be delayed or canceled.

5. Installment Payments or Financing

If installment or financing options are available, their terms will be provided at checkout. Third-party providers may facilitate these options, and additional terms from the provider will apply.

6. Failed Payments

If a payment is declined, we reserve the right to:

  • Request an alternative payment method

  • Cancel the order

Chirptopin is not responsible for fees imposed by your bank or card issuer, including overdraft charges or currency conversion fees.

7. Refunds for Payments

Refunds will be processed to the original payment method within 7-10 business days after approval. For more details, refer to our Refund and Returns Policy.

8. Contact Us for Payment Issues

If you encounter payment-related issues, please contact us immediately: